At the top of the ranking is the Khanty-Mansi Autonomous Area, where residents can accumulate the necessary amount in 1.68 years. The required down payment is estimated at 1.66 million rubles, according to data from the RIA Rating Center for Economic Research.

The Yamal-Nenets Autonomous Area takes second place, with a savings period of 1.82 years and a down payment of 2.39 million rubles. Chukotka ranks third, where residents need about 2.07 years to save 2.6 million rubles.

Several Far Eastern regions also rank among the top ten. The Magadan Region places sixth, where residents can save 2.41 million rubles in 2.16 years. The Komi Republic follows in seventh, requiring 2.38 years to accumulate 1.35 million rubles. In Sakhalin Region, saving 2.51 million rubles takes about 2.48 years, putting the region in eighth place.

In ninth place is Khabarovsk Territory, where residents need 2.53 years to save 1.69 million rubles. Rounding out the top ten is Kamchatka Territory, with a savings period of 2.64 years to reach 2.21 million rubles.

The calculation is based on a model of a two-parent household with one child, earning the median regional wage and saving 50 percent of their disposable income each month in a replenishable bank account.